Original Medicare - Medicare Parts A and B (Original Medicare) are offered by the federal government.
Medicare Advantage (Part C) – Medicare Advantage is offered by a private company.
Prescription Drug Plan (Part D) - Medicare Part D is offered by a private company.
Medigap – Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies.
Medicare Part C (Medicare Advantage) includes the benefits of Original Medicare, while Medicare Part D (stand alone Prescription Drug plan) is designed to enhance your Original Medicare coverage with prescription drug coverage.
IEP begins 3 months before you turn 65, continues the month of your 65th birthday and ends 3 months after you turn 65.
You may enroll or change your Medicare Advantage and Prescription Drug plan during AEP, from October 15 to December 7.
You may change your plan due to special circumstances, like moving or leaving a group plan.